Mumbai, 18 September 2025: As India’s economy continues to expand, driven by rising
consumption, increasing disposable incomes, and growing demand supported by
lower interest rates, the country’s leading companies—sector leaders—are
uniquely positioned to capitalise on these emerging opportunities and shape the
future of the economy. With the possibility of increased affordability through
expected reductions in GST rates across a range of product categories, these
companies not only drive economic growth but also present investors with a
significant opportunity to build long-term wealth.
In light of this promising opportunity, Tata AIA Life
Insurance (Tata AIA), one of India’s most trusted life insurers, is launching
two new funds that allow investors to back India’s sector leaders while
ensuring their families’ financial security with life insurance protection.
- Tata
AIA Sector Leaders Index Fund – Invests
in India’s top-performing companies that dominate their respective
sectors, offering investors an opportunity to create long-term wealth. - Tata
AIA Sector Leaders Index Pension Fund – Available
through Tata AIA’s unit-linked pension solutions, this fund is designed to
help customers build a robust retirement corpus through systematic
investments in sector leaders.
Both funds will be available for subscription at an
initial price of ₹10 per unit during the New Fund Offer (NFO)
period, which ends on September 22nd, 2025. Moreover, with the new
GST norm coming into effect on September 22nd, 2025, these fund charges will be
exempted from GST.
Investors can participate through Tata AIA Life
Insurance’s unit-linked solutions, providing the combined advantages of life
insurance coverage and long-term wealth creation.
Harshad Patil, Chief Investment Officer, Tata AIA
Life Insurance, explains, “India’s growth is being
driven by sector leaders who are strategically positioned to capitalise on
rising demand and favourable policies. Our newly launched Sector Leaders Index
Funds benefit from investing in an index which uses a disciplined approach to
identify these top-performing companies and employ a systematic investment
strategy to benefit investors. These funds enable our policyholders to
capitalise on the wealth creation potential of the equity markets, while also
offering financial protection for their families through investment in our ULIP
solutions, ensuring they remain ‘Har Waqt Ke Liye Taiyaar.’”
Why Invest in Tata AIA’s Sector Leader Funds?
- Tap
into India’s Growth Story: India’s
economy is expanding rapidly, driven by rising consumption, formalisation
and manufacturing push. These funds provide timely exposure to this transformation. - Invest
in Market Leaders: The funds track the
BSE India Sector Leaders Customised Index, comprising up to three of the
largest companies from each sector in the top 500 list, with exposure to
61 companies across 21 industries. - Diversification
with Discipline: The index follows a
systematic, rule-based methodology that limits sector concentration,
ensuring broad-based exposure without over-dependence on a single sector. - Long-Term
Wealth Creation: Sector leaders are
resilient, large-scale businesses well-positioned for compounding returns
over the long term. - Retirement
readiness: With the launch of the Sector
Leaders Index Pension Fund, customers planning for retirement can build a
robust, equity-led corpus, ensuring that their future lifestyle is backed
by long-term market growth. - Added
Life Insurance Protection: Investors enjoy the
additional benefit of life cover, providing financial security for their
loved ones in the event of unforeseen circumstances.
Key Details of the Funds
- Investment
Objective: Long-term capital appreciation
by investing in stocks aligned to the Sector Leaders Index - Benchmark: BSE India Sector Leaders Customised Index
- Asset
Allocation: 80%–100% equity &
equity-related instruments; 0%–20% cash & money market instruments
Proven Performance of Tata AIA Funds
As Tata AIA’s Sector Leaders Index Funds
open for subscription, investors can rely on Tata AIA’s proven track
record of delivering strong, long-term returns. The company’s funds have
consistently demonstrated resilience in navigating market fluctuations,
offering stable, growth-oriented returns.
With over 96% of Tata AIA’s rated AUM
receiving 4 or 5-star ratings from Morningstar, Inc. as of
July 2025, the globally recognized fund rating agency, Tata AIA’s performance
stands as a testament to its ability to deliver value.
Tata AIA’s disciplined fund management
and strategic investment methodology have enabled investors to
optimise their wealth creation. This consistent performance positions Tata AIA
as the preferred choice for those seeking growth, stability, and
protection. It underscores the company’s unwavering commitment to providing
innovative investment solutions that align with India’s evolving economic
landscape, empowering investors to confidently capitalise on emerging
opportunities.
|
Last 5 Years Returns* (CAGR) |
||
|
Tata AIA Funds |
Fund Return (%) * |
Benchmark Return (%) * |
|
Multi Cap Fund |
28.27% |
19.31% |
|
Top 200 Fund |
29.07% |
19.31% |
|
India Consumption Fund |
27.79% |
19.31% |
*Data as of 31st July, 2025. Past
performance is not indicative of future performance.
Fund Benchmark: Multi
Cap Fund – S&P BSE 200; India Consumption Fund- S&P BSE 200; Top 200
Fund- S&P BSE 200. SFINN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top
200 Fund- ULIF 027 12/01/09 ITT 110; India Consumption Fund – ULIF 061
15/07/114 ICF
110.
Inception Dates: Top
200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05
Oct 2015. Other fund are fund are also available this this solution
The funds will be available with Tata AIA ULIP
solutions such as Tata AIA Smart Fortune Plus, Tata AIA
Smart Sampoorna Raksha Pro, Tata AIA iSIP, Tata AIA Smart SIP, Tata
AIA Capital Guarantee Solution, Tata AIA Smart Sampoorna Raksha
Flexi and Tata AIA Smart Pension Secure.
About Tata AIA Life
Tata AIA Life Insurance Company Limited (Tata AIA) is
a joint venture Company formed by Tata Sons Pvt. Ltd. and AIA Group Ltd. (AIA).
Tata AIA Life combines Tata’s pre-eminent leadership position in India and
AIA’s presence as the largest, independent listed pan-Asian life insurance
group in the world, spanning 18 markets in the Asia Pacific region.
Tata AIA reported a total Premium Income of INR 31,484
crore for FY25, up 23% from FY24. The Company continues to rank among the Top 3
Private Insurers in Individual Weighted New Business Premium (IWNBP) with an
IWNBP income of INR 8,511 crore. The Company also achieved industry-leading
Persistency performance (based on premiums), ranking #1 in four out of five
cohorts.
About the Tata Group
Founded by Jamsetji Tata in 1868, the Tata group is a
global enterprise, headquartered in India, comprising 30 companies across ten
verticals.
The group operates in more than 100 countries across
six continents, with a mission ‘To improve the quality of life of the
communities we serve globally, through long-term stakeholder value creation
based on Leadership with Trust’.
In 2023-24, the revenue of Tata companies, taken
together, was more than $165 billion. These companies collectively employ over
1 million people.
Each Tata company or enterprise operates independently
under the guidance and supervision of its own board of directors. There are 26
publicly listed Tata enterprises with a combined market capitalisation of more
than $365 billion as on March 31, 2024.
About AIA
AIA Group Limited and its subsidiaries (collectively
“AIA” or the “Group”) comprise the largest independent publicly listed
pan-Asian life insurance group. It has a presence in 18 markets –wholly-owned
branches and subsidiaries in Mainland China, Hong Kong SAR(3), Thailand,
Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the
Philippines, South Korea, Sri Lanka, Taiwan (China), Vietnam, Brunei and Macau
SAR(4), and a 49 per cent joint venture in India. In addition, AIA has a 24.99
per cent shareholding in China Post Life Insurance Co., Ltd.
The business that is now AIA was first established in
Shanghai more than a century ago in 1919. It is a market leader in Asia
(ex-Japan) based on life insurance premiums and holds leading positions across
the majority of its markets. It had total assets of US$305 billion as of 31 December
2024.
AIA meets the long-term savings and protection needs
of individuals by offering a range of products and services including life
insurance, accident and health insurance and savings plans. The Group also
provides employee benefits, credit life and pension services to corporate
clients. Through an extensive network of agents, partners and employees across
Asia, AIA serves the holders of more than 43 million individual policies and 16
million participating members of group insurance schemes.
AIA Group Limited is listed on the Main Board of The
Stock Exchange of Hong Kong Limited under the stock codes “1299” for HKD
counter and “81299” for RMB counter with American Depositary Receipts (Level 1)
traded on the over-the-counter market under the ticker symbol “AAGIY”
